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320.Identify and discuss the tools and products that electronically transfer

  320.Identify and discuss the tools and products that electronically transfer funds.      Multiple Choice Questions  Mini-CaseThe Bank of Bramblewood survived the Great Depression through the dedication, hard work, and conservative practices of its first president, Red E. Kash. Indeed, Red's personal drive and business skills helped the Bank of Bramblewood thrive during his.
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320.Identify and discuss the tools and products that electronically transfer
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321.Another name for a common market is: A.FTA. B.Trading bloc. C.Continental community.

    321.Another name for a common market is:    A.FTA.   B.Trading bloc.   C.Continental community.   D.Economic cooperative.         322.Traders in the 18th century were encouraged to focus on selling their nation's goods in the global market to create a favorable balance of trade. Nations attempted to sell more goods to other nations than they bought from other nations. This.
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321.Another name for a common market is: A.FTA. B.Trading bloc. C.Continental community.

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51.Japanese auto manufacturers, such as Toyota and Nissan, have invested

    51.Japanese auto manufacturers, such as Toyota and Nissan, have invested billions of dollars in the United States by building new factories, warehouses, and offices. These investments increase "favorably" the balance of payments for the United States.    The balance of payments is the difference between money coming into a country from exports.
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51.Japanese auto manufacturers, such as Toyota and Nissan, have invested
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131.Due to the fact that investors did not individually purchase

    131.Due to the fact that investors did not individually purchase MBSs (mortgage-backed securities) in their investment accounts, they remained unaffected when the value of some of these investments became worthless.          132.One thing is for certain, the average borrower's risk-averse behavior did not contribute to the problems that spiraled out of control.
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131.Due to the fact that investors did not individually purchase
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71.The purpose of forming strategic alliances to share the costs

    71.The purpose of forming strategic alliances is to share the costs of marketing new products and services to several countries.          72.A disadvantage of creating a foreign subsidiary is the loss of control over technology and expertise used in the production of the product.          73.Foreign direct investment refers to the buying of goods.
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71.The purpose of forming strategic alliances to share the costs
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21.Products made in Canada sold in the U.S. because these

    21.Products made in Canada are sold in the U.S. because these two nations agree to eliminate economic and political barriers between nations. They participate in free trade.    Free trade is the buying and selling between and among nations without political or economic barriers.       22.After finishing college, Nathan joined his uncle's company in.
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21.Products made in Canada sold in the U.S. because these
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41.Compared to many other industrialized countries, the United States has

    41.Compared to many other industrialized countries, the United States has historically exported a lower percentage of its products than other countries do.          42.Compared to many other industrialized countries, the United States has historically exported a much higher percentage of its products than other countries do.          43.The United States currently enjoys a favorable.
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41.Compared to many other industrialized countries, the United States has
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61.Newspapers in the nation of St. Lunatic report a significant

    61.Newspapers in the nation of St. Lunatic report a significant increase in money supply during the past few months. This information indicates that St. Lunatic may experience a serious recession in the near future.    An increase in the money supply tends to stimulate spending, deterring a recessionary climate. The increased spending.
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61.Newspapers in the nation of St. Lunatic report a significant
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51.The goal of Federal Reserve monetary policy to affect the

    51.The goal of Federal Reserve monetary policy is to affect the level of competition in the U.S. banking system.    The major impact of Federal Reserve policies is that they affect the supply of money, thus exerting enormous influence over the economy. Changes in the money supply can influence the rate of.
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51.The goal of Federal Reserve monetary policy to affect the
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311.Alan works as a loan officer for a major U.S.

    311.Alan works as a loan officer for a major U.S. commercial bank, specializing in international loans. When considering loans to governments and businesses in other nations, Alan:    A.must be aware of federal limits on the total amount of U.S. funds his bank can lend to foreign borrowers.   B.can only make loans if.
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311.Alan works as a loan officer for a major U.S.
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81.A charitable donation contributed by a corporation an example of

    81.A charitable donation contributed by a corporation is an example of corporate philanthropy.          82.Business issues such as minority hiring practices and pollution control fall under the umbrella of corporate responsibility.          83.As a show of corporate responsibility to your customers, your firm may elect to provide more information regarding your product than the.
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81.A charitable donation contributed by a corporation an example of
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111.Bartering the exchange of goods or services for other goods

    111.Bartering is the exchange of goods or services for other goods or services with no exchange of money traded.          112.Countertrading is a form of exchange where firms will put certain products "on the counter" offering them to foreign customers at a cheaper price than what they would offer them to domestic.
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111.Bartering the exchange of goods or services for other goods
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281.Which of the following accurately presents a major difference between

    281.Which of the following accurately presents a major difference between Internet banks and traditional banks?    A.The government does not regulate Internet banks.   B.Traditional banks are prohibited from having ATMs.   C.Internet banks have lower overhead costs.   D.Traditional banks offer less personal care and attention to customers.         282.The ________ provides the same results as a check because.
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281.Which of the following accurately presents a major difference between
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111.Many S&Ls failed when capital gains taxes increased in the

    111.Many S&Ls failed when capital gains taxes increased in the late 70s and early 80s, making it less attractive to invest in real estate and causing investors to walk away from their property loans.          112.Credit unions represent nonprofit, member-owned financial cooperatives that offer the full variety of banking services to their.
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111.Many S&Ls failed when capital gains taxes increased in the
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151.High startup costs cause Internet banks to have higher operating

    151.High startup costs cause Internet banks to have higher operating costs than traditional banks.          152.Internet banks offer customers better interest rates and lower fees because these businesses avoid the costs of constructing and maintaining a bank building.          153.Although there are many features about online banking that customers do not care for, they.
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151.High startup costs cause Internet banks to have higher operating
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91.The Tsingtao Brewing company pays a fee to Anheuser-Busch for

    91.The Tsingtao Brewing company pays a fee to Anheuser-Busch for the right to brew and distribute Budweiser in China. Tsingtao is the licensor and the fee paid is a royalty.    In this licensing agreement, Tsingtao Brewing is the licensee and Anheuser-Busch is the licensor. The fee paid is indeed the royalty       92.The.
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91.The Tsingtao Brewing company pays a fee to Anheuser-Busch for
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351.Jill works as a flight attendant for an international airline.

    351.Jill works as a flight attendant for an international airline. While in China, it is convenient for Jill to find look-alikes in famous brands of watches, purses, clothing, and golf clubs. In fact, she does her Christmas shopping there and even buys good quality items for auctioning at her son's.
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351.Jill works as a flight attendant for an international airline.
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41.The reserve requirement represents the Fed's most powerful tool for

    41.The reserve requirement represents the Fed's most powerful tool for conducting monetary policy.          42.When the Fed increases the reserve requirement, banks make fewer loans.          43.When the Federal Reserve wants to increase the money supply, they decrease the reserve requirement.          44.When the Federal Reserve acts to reduce inflation, they decrease the reserve requirement.          45.The Fed.
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41.The reserve requirement represents the Fed's most powerful tool for
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81.When Nestlé, a Swiss company, purchased Ralston Purina, a U.S.

    81.When Nestlé, a Swiss company, purchased Ralston Purina, a U.S. company, Ralston Purina became a foreign licensee.    When one firm purchases another firm in a foreign country the purchased firm is called a foreign subsidiary.       82.A firm may export everything it produces overseas and yet not be considered a multinational.    Only firms that.
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81.When Nestlé, a Swiss company, purchased Ralston Purina, a U.S.
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301.The __________ primarily provides for the financing of economic development

    301.The __________ primarily provides for the financing of economic development projects throughout the world.    A.International Monetary Fund   B.International Reserve Bank   C.World Bank   D.World Development Authority         302.The World Bank provides funding for:    A.the developed nations in Europe and Asia.   B.firms that want to participate in international trade but lack foreign exchange.   C.multinational corporations that have a strong credit rating.   D.projects.
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301.The __________ primarily provides for the financing of economic development
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151.If a protective tariff placed an imported product, the added

    151.If a protective tariff is placed on an imported product, the added cost will go to the government.    The goal of protective tariffs is to raise the retail price of imported products so that domestic products will be more competitive. Revenue tariffs are designed to raise money for the government.       152.The complete.
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151.If a protective tariff placed an imported product, the added
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171.A banker's acceptance represents a promise that a bank will

    171.A banker's acceptance represents a promise that a bank will pay a specified amount at a specified time if certain conditions are met.          172.When traveling in other countries, tourists can use their MasterCard or Visa bankcards to obtain foreign currencies at ATMs.          173.More than ever, the American economy operates as a distinctly.
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171.A banker's acceptance represents a promise that a bank will
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61.Export trading companies assist businesses in reaching buyers, and dealing

    61.Export trading companies assist businesses in reaching buyers, and dealing with customs, documentation, and payment.          62.One advantage of licensing is the relatively low cost of entering a foreign market.          63.One advantage of licensing as a strategy to enter the global market is the sharing of trade secrets.          64.While franchising is popular in the.
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61.Export trading companies assist businesses in reaching buyers, and dealing
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171.Offshore outsourcing another term used to describe the act of

    171.Offshore outsourcing is another term used to describe the act of U.S. firms selling their domestically manufactured goods to foreign customers.          172.A "second wave" of offshore outsourcing involves sizable numbers of skilled, well-educated, middle-income workers in service-sector jobs.          173.One advantage of offshore outsourcing is that consumers benefit from lower prices.          174.The second wave.
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171.Offshore outsourcing another term used to describe the act of
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141.They say "hindsight 20/20", meaning, you can usually see things

    141.They say "hindsight is 20/20", meaning, you can usually see things more clearly, with a much better understanding, after it has occurred. And, we can say the same for the recent banking crisis. The practices of several participants (for-profit companies, government regulators, and customers) came together to create the situation.
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141.They say "hindsight 20/20", meaning, you can usually see things
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341.Many business experts contend that __________ will likely be the

    341.Many business experts contend that __________ will likely be the growth market of the future.    A.Asia   B.Africa   C.South America   D.the Middle East         342.The "second wave" of offshore outsourcing refers to:    A.moving jobs to South America in addition to China.   B.moving skilled service jobs such as those in accounting offshore.   C.moving jobs to India in addition to China.   D.moving manufacturing.
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341.Many business experts contend that __________ will likely be the
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291.Banks prefer that customers use an electronic funds transfer system

    291.Banks prefer that customers use an electronic funds transfer system rather than traditional methods of payment because:    A.traditional payments are subject to regulation by the Fed and electronic transactions are not.   B.electronic funds are subject to a smaller reserve requirement than traditional funds.   C.electronic funds transfer is more efficient and less expensive for.
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291.Banks prefer that customers use an electronic funds transfer system
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31.Inflation occurs in an economy with too little money chasing

    31.Inflation occurs in an economy with too little money chasing too many goods.          32.Changes in the money supply produce little or no change in inflation, employment and economic growth.          33.When the value of the dollar falls, foreign goods become less expensive for American consumers.          34.The strength of the U.S. dollar depends on the.
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31.Inflation occurs in an economy with too little money chasing
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131.Joanna Bresee, a graduate student from Carnegie Mellon, connected with

    131.Joanna Bresee, a graduate student from Carnegie Mellon, connected with the culture of Madagascar when she created lambahoany (a native garment) with artful messages to save the more than 150 rare species of animals that inhabit Madagascar. In contrast to many Americans trying to do business abroad, Joanna successfully adapted.
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131.Joanna Bresee, a graduate student from Carnegie Mellon, connected with
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121.Since patent and copyright laws the same in all nations,

    121.Since patent and copyright laws are the same in all nations, they are not of much impact to firms that compete globally.    Unfortunately there is no universal set of laws that govern the global market. Companies often must adapt legally market-by-market.       122.If you travel to Mexico and the exchange rate is 12.
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121.Since patent and copyright laws the same in all nations,
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161.If two nations have a dispute over an international patent,

    161.If two nations have a dispute over an international patent, the World Trade Organization may be asked to mediate and provide a decision within one year's time.    The World Trade Organization (WTO) was established by 153 member nations to mediate trade disputes among member nations. The goal is to provide a.
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161.If two nations have a dispute over an international patent,
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331.Responding to pressure from political lobbyists representing the U.S. steel

    331.Responding to pressure from political lobbyists representing the U.S. steel industry, the U.S. government levies a tax on steel products imported from Europe. This is an example of a(n):    A.protective tariff.   B.revenue tariff.   C.quota.   D.embargo. A protective tariff is designed to raise the retail price of imported products so that domestic products will be more.
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331.Responding to pressure from political lobbyists representing the U.S. steel
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Multiple Choice Questions Mini-CaseSince he was five years old, Rhett Tenna

  Multiple Choice Questions  Mini-CaseSince he was five years old, Rhett Tenna struggled with poor eyesight. He suffered through all the names that went along with wearing eyeglasses for most of his young life. Rhett eventually switched from traditional eyeglasses to contact lens, but he always wondered why glasses were considered to.
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Multiple Choice Questions Mini-CaseSince he was five years old, Rhett Tenna
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11.Electronic cash the newest form of money. 12.Historically, coins and paper

    11.Electronic cash is the newest form of money.          12.Historically, coins and paper money complicated the exchange process.          13.The U.S. government has done its best to create dollar bills that are easily duplicated.          14.Companies are now developing ways to send money across national boundaries using e-cash.          15.The President of the U.S. is in control of.
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11.Electronic cash the newest form of money. 12.Historically, coins and paper
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True / False Questions 1.The Enron scandal illustrates the difference between

    True / False Questions  1.The Enron scandal illustrates the difference between unethical behavior and illegal behavior.          2.Ethical behavior requires more than following the law.          3.Legal behavior and ethical behavior are basically the same.          4.A society gets into trouble when people consider only what is illegal and not also what is ethical or unethical.          5.Ethical behavior.
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True / False Questions 1.The Enron scandal illustrates the difference between
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291.Workers in the nation of Argenia prefer managers that forcefully

    291.Workers in the nation of Argenia prefer managers that forcefully tell employees what to do and how to do it. Conversely, employees in the U.S. prefer to participate in decision making in the workplace. This __________ difference between Argenian workers and U.S. workers represents a management challenge for firms trading.
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291.Workers in the nation of Argenia prefer managers that forcefully
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141.The World Trade Organization (WTO) was established to mediate trade

    141.The World Trade Organization (WTO) was established to mediate trade disputes among nations.          142.One goal of the World Trade Organization (WTO) is to increase national subsidies on agricultural products.          143.A common market is a group of countries that have no internal tariffs among member nations, yet have a common external tariff.          144.A major.
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141.The World Trade Organization (WTO) was established to mediate trade
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311.In an effort to protect domestic jobs, some countries will

    311.In an effort to protect domestic jobs, some countries will place a limit on the number of certain types of products that can be imported. These limits are called:    A.revenue tariffs.   B.protective tariffs.   C.importquotas.   D.tariffs.         312.A(n) __________ refers to a complete ban on importing or exporting of products from a specific country.    A.absolute tariff   B.health quarantine   C.quota   D.embargo         313.Some governments.
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311.In an effort to protect domestic jobs, some countries will
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354.Explain and provide at least one example of how socio-cultural

  354.Explain and provide at least one example of how socio-cultural differences can create trade difficulties in world markets.          355.Explain and provide at least one example of how legal and regulatory forces impede global trade.      356.Define offshore outsourcing and explain its pros and cons.          .
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354.Explain and provide at least one example of how socio-cultural
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121.Brokerage firms now compete with commercial banks by offering high-yield

    121.Brokerage firms now compete with commercial banks by offering high-yield combination savings and checking accounts.          122.The interest paid on time deposits, today, represents the main difference between time and demand deposits.    The main difference between demand deposits (such as checking account deposits) and time deposits (such as deposits in savings accounts) is.
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121.Brokerage firms now compete with commercial banks by offering high-yield
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11.Absolute advantage the basis for most global trade today. 12.Comparative advantage

    11.Absolute advantage is the basis for most global trade today.          12.Comparative advantage theory states that a country should sell to other countries those products that it produces most efficiently and buy from other countries those products it cannot produce as efficiently.          13.A country has an absolute advantage if it has a monopoly.
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11.Absolute advantage the basis for most global trade today. 12.Comparative advantage
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21.The U.S. production of the Sacagawea dollar coins provides greater

    21.The U.S. production of the Sacagawea dollar coins provides greater durability than paper dollar bills.    Coins can actually last for thousands of years, as divers have discovered when exploring sunken ships.       22.The people living on the island nation of Wacki-ki readily accept a certain type of seashell as payment for the goods.
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21.The U.S. production of the Sacagawea dollar coins provides greater
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71.The United States first established a central bank in 1913

    71.The United States first established a central bank in 1913 by establishing the Federal Reserve System.          72.A central bank allows individual banks to deposit and to borrow funds.          73.Thomas Jefferson proposed the establishment of the first central bank in the United States.          74.Early in our nation's history, people generally accepted the importance of.
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71.The United States first established a central bank in 1913
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161.Smart cards contain a microprocessor chip that stores information about

    161.Smart cards contain a microprocessor chip that stores information about the user, such as drivers' license data and bank balance.          162.Smart cards can allow the user to access secure areas within buildings or buy gas with the swipe of the card.          163.A direct payment is a pre-authorized electronic payment.          164.Although there are many.
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161.Smart cards contain a microprocessor chip that stores information about
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True / False Questions 1.Today, over 90% of the companies doing

    True / False Questions  1.Today, over 90% of the companies doing business globally believe it is important for their employees to have experience working in other countries.          2.Importing is the selling of products to another country.          3.Exporting is the selling of products to another country.          4.The United States imports more products and services than.
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True / False Questions 1.Today, over 90% of the companies doing
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101.In the past, foreign companies have adapted to U.S. culture

    101.In the past, foreign companies have adapted to U.S. culture more easily than U.S firms have adapted to foreign cultures.          102.Effective human resource management styles are transferable from one culture to another.          103.Effective marketing strategies focus on the product and ignore the sociocultural differences in the global environment.          104.Many U.S. companies fail to.
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101.In the past, foreign companies have adapted to U.S. culture
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31.A favorable balance of trade occurs when the value of

    31.A favorable balance of trade occurs when the value of a country's imports exceeds the value of its exports.          32.A favorable balance of trade occurs when the value of a country's exports exceeds the value of its exports.          33.The balance of payments measures the inflows and outflows of money from tourism, foreign.
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31.A favorable balance of trade occurs when the value of
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301.Jake's family business sells and installs tile in bathrooms and

    301.Jake's family business sells and installs tile in bathrooms and kitchens. He is convinced that heater coils under bathroom floor tiles is the best thing since sliced bread. In his effort to avoid domestic competition, he sets his sights on the vast Chinese market. Much to his surprise, most Chinese.
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301.Jake's family business sells and installs tile in bathrooms and
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281._______ a complex form of bartering in which several countries

    281._______ is a complex form of bartering in which several countries may be involved, each trading products and services, for the products and services of another country.    A.Venture bartering   B.Global monetarism   C.Countertrading   D.Global counter-exchange         282.Under the floating exchange rate system, the value of a country's currency is determined by:    A.the monetary authorities of that country.   B.the United.
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281._______ a complex form of bartering in which several countries
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