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    11) Which of the following microscopes produces the highest resolution images? 1 A) dark-field B) atomic force C) fluorescent D) differential interference E) scanning electron   12) If a microbiology lab student left the safranin out of the Gram stain procedure, what would be the result? 1 A) Gram-positive cells would be purple and Gram-negative cells would be.
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    11) All of the following are forms of oxidation EXCEPT A) loss of hydrogen atom. B) gain of an oxygen atom and its electrons. C) a dehydrogenation event. D) substrate level phosphorylation. E) loss of an electron.   12) Which of the following can be the final electron acceptor in anaerobic respiration in bacteria? A) sulfate.
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    11) Which of the following questions largely stimulated the research of microbes during what is known as the Golden Age of Microbiology?     A) How do genes work?   B) How should living organisms be classified?   C) What causes disease, and is spontaneous generation of microbes possible?   D) How are microbes related?   E) How can microorganisms.
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    11) Bacterial cell walls that are resistant to drying contain A) waxes. B) amino acids. C) tubulin. D) lipopolysaccharide. E) carbohydrates.   12) Lipid A is a component of A) bacterial glycocalyces. B) lipopolysaccharides. C) plant cell walls. D) mycolic acid. E) cytoplasmic membranes.   13) Bacteria of the genus Mycoplasma lack cell walls. What sort of environment do they require for.
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    61. How much can Alan be sure of having in the safe account at retirement? A. $59,473B. $62,557C. $78,943D. $89,211E. $104,632   62. How much can Alan expect to have in his risky account at retirement? A. $158,982B. $309,529C. $543,781D. $224,651E. $345,886   63. An income beneficiary is __________. A. a stockbroker who remained working on Wall Street after the 1987 crashB. an employee of a trusteeC. one who receives interest and dividend.
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    21. The beta of an active portfolio is 1.20. The standard deviation of the returns on the market index is 20%. The nonsystematic variance of the active portfolio is 1%. The standard deviation of the returns on the active portfolio is __________. A. 3.84%B. 5.84%C. 19.60%D. 24.17%E. 26.0%   22. The beta of an active portfolio is 1.36. The standard.
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    41) The cell walls of some ________ are composed of proteins. A) prokaryotes B) bacteria C) eukaryotes D) archaea E) bacteria and eukaryotes   42) Cytoplasmic membranes of ________ are composed of phospholipids. A) prokaryotes B) archaea C) eukaryotes D) bacteria E) bacteria and eukaryotes   43) Some members of ________ have hami. A) archaea B) eukaryotes C) bacteria D) archaea and bacteria E) bacteria and.
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  ESSAY.  Write your answer in the space provided or on a separate sheet of paper. 76) Discuss the ways in which light rays can be manipulated to increase resolution and/or contrast.   77) Compare and contrast the light microscope with the electron microscope.   78) You are a scientist studying the highly specific interactions of.
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MULTIPLE CHOICE.  Choose the one alternative that best completes the statement or answers the question. 1) Viruses are generally measured in A) millimeters. B) centimeters. C) micrometers. D) nanometers. E) decimeters.   2) Which of the following is an incorrect pairing? A) magnification; refraction of radiation B) contrast; staining techniques C) numerical aperture; curved glass D) electron beams; shorter wavelength E).
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  81. Discuss investments as a hedge against inflation          82. Discuss four factors you would need to include if you were constructing a retirement planning worksheet.          83. Discuss some of the advantages "personal funds" have over mutual funds.              .
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    11. Alpha forecasts must be ____________ to account for less-than-perfect forecasting quality. When alpha forecasts are ____________ to account for forecast imprecision, the resulting portfolio position becomes ____________. A. shrunk, shrunk, far less moderateB. shrunk, shrunk, far more moderateC. grossed up, grossed up, far less moderateD. grossed up, grossed up, far more moderateE. None of these is.
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    31) Which of the following is an incorrect pairing?     A) protozoa; multicellular   B) viruses; acellular parasites   C) algae; aquatic and marine habitats   D) prokaryotes; no nuclei   E) fungi; cell walls       32) What was the first disease shown to be bacterial in origin?     A) yellow fever   B) tuberculosis   C) cholera   D) anthrax   E) malaria       33) The work of Lister, Nightingale, and.
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    41) DNA is composed of repeating units of sugars, phosphates, and nucleic acids. This is an example of a   A) micelle. B) polymer. C) salt. D) lipid. E) monomer.   42) A polymer composed of simple sugars is a(n) A) protein. B) starch. C) amino acid. D) glycoprotein. E) triglyceride.   43) Anna is conducting an experiment using.
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    41. To determine the optimal risky portfolio in the Treynor-Black Model, macroeconomic forecasts are used for the _________ and composite forecasts are used for the __________. A. passive index portfolio; active portfolioB. active portfolio, passive index portfolioC. expected return; standard deviationD. expected return; beta coefficientE. alpha coefficient; beta coefficient   42. The beta of an active portfolio is 1.45. The.
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MULTIPLE CHOICE.  Choose the one alternative that best completes the statement or answers the question.   1) Antoni van Leeuwenhoek was the first person in history to     A) disprove spontaneous generation.   B) develop a taxonomic system.   C) use a magnifying glass.   D) use the germ theory of disease.   E) view microorganisms and record these observations.       2) The.
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MULTIPLE CHOICE.  Choose the one alternative that best completes the statement or answers the question. 1) Using a microscope, you observe an amoeba moving toward a food source. This is an example of A) cellular structure. B) growth. C) responsiveness. D) metabolism. E) reproduction.   2) Which of the following is NOT a component of bacterial flagella?.
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    21. Liquidity is: A. the ease with which an asset can be sold.B. the ability to sell an asset for a fair price.C. the degree of inflation protection an asset provides.D. All of these are true.E. the ease with which an asset can be sold and the ability to sell an asset for a fair price.   22. The objectives.
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    31. For an individual investor, the value of home ownership is likely to be viewed A. as a hedge against increases in rental rates.B. as a guarantee of availability of a particular residence.C. as a hedge against inflation.D. as a hedge against increases in rental rates and as a guarantee of availability of a particular residence.E. All.
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    31. Consider these two investment strategies:  Strategy __________ is the dominant strategy because __________. A. 1, it is risklessB. 1, it has the highest reward/risk ratioC. 2, its return is at least equal to Strategy 1 and sometimes greaterD. 2, it has the highest reward/risk ratioE. both strategies are equally preferred.   32. The Treynor-Black model assumes that A. the objective of security.
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MULTIPLE CHOICE.  Choose the one alternative that best completes the statement or answers the question. 1) Which of the following statements concerning cellular metabolism is FALSE?   A) Macromolecules are converted into cell structures via catabolism. B) Energy obtained from nutrients or light is stored in the bonds of ATP. C) Enzymes are used.
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    31) Acidic dyes 3 A) work best in low pH environments. B) are lipid soluble. C) are negatively charged and work best at low pH. D) are negatively charged. E) are used for staining negatively charged molecular structures.   32) A thin film of microbes on a slide is 3 A) a Gram reaction. B) agglutination. C) a biopsy. D) a.
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    21) Which of the following types of microbe was NOT observed by Leeuwenhoek?     A) alga   B) protozoan   C) fungus   D) prokaryote   E) virus       22) Inserting a gene from the hepatitis B virus into yeast so that the yeast produces a viral protein is an example of     A) gene therapy.   B) etiology.   C) microbial genetics.   D) genetic engineering.   E) immunology.       23).
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  ESSAY.  Write your answer in the space provided or on a separate sheet of paper. 76) Compare and contrast the characteristics of prokaryotic and eukaryotic cells.   77) Compare and contrast archaea and bacteria, with particular attention to the features that lead to their placement in separate taxa.   78) Most antibacterial drugs disrupt or.
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  Multiple Choice Questions  1. The CFA Institute divides the process of portfolio management into three main elements, which are ______, ______, and ______. A. planning; execution; resultsB. security selection; asset allocation; actionC. planning; asset allocation; feedbackD. planning; execution; feedbackE. risk tolerance; feedback; action   2. The planning phase of the CFA Institute's investment management process A. uses data about the client and capital.
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  Short Answer Questions  49. Discuss the Treynor-Black model.          50. You have a record of an analyst's past forecasts of alpha. Describe how you would use this information within the context of the Treynor-Black model to determine the forecasting ability of the analyst.            .
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    71. The principle of duration matching is not A. used only in bond portfolio managementB. a useful concept for investments with target datesC. a means matching one's assets to one's objectivesD. a useful concept for investments with target dates and a means matching one's assets to one's objectivesE. None of these is true.   72. Target-date retirement funds A. are funds of.
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    31) Which of the following is NOT a function of the eukaryotic cytoskeleton? A) performs endocytosis B) gives shape to the cell C) packages cellular secretions D) anchors organelles E) aids in contraction of the cell   32) The accumulation of glucose 6-phosphate inside a bacterial cell via phosphorylation of glucose is an example of A).
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  SHORT ANSWER.  Write the word or phrase that best completes each statement or answers the question. 61) In a(n) (hypertonic/isotonic/hypotonic) solution, an animal cell can gain so much water that it may burst.     62) The presence of a cell (wall/membrane) enables bacterial and plant cells to resist the effects of hypotonic.
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    31) All of the following are associated with ATP molecules EXCEPT   A) high-energy bonds. B) a recyclable energy supply. C) a long-term energy supply. D) formation of coenzymes. E) three phosphate groups.   32) Which of the following statements concerning nucleic acids is FALSE?   A) Cytosine is found in all nucleic acid molecules. B) Not all DNA.
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    11) Which of the following is an incorrect pairing?   A) hydrolysis; hydrogen bonds B) dehydration; anabolism C) catabolism; exothermic D) synthesis; endothermic E) electrolytes; anions   12) Compounds that readily dissociate in water are   A) ionic. B) polar. C) nonpolar. D) either polar or ionic. E) never polar or ionic.   13) Which of the following is a property of water?   A).
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    21) Which of the following is an example of a polysaccharide?   A) glycogen B) fructose C) glucose D) sucrose E) deoxyribose   22) Which of the following statements about proteins is FALSE?   A) They are formed by dehydration synthesis reactions. B) They are composed of amino acids. C) They can be hydrophobic, hydrophilic, or both. D) Their primary function.
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  ESSAY.  Write your answer in the space provided or on a separate sheet of paper. 72) Compare and contrast synthesis reactions with decomposition reactions.   73) Discuss the importance of hydrogen bonds in the chemistry of the cell.   74) Max is exploring the properties of various compounds. Some of his explorations involve the use.
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    21) Which of the following statements concerning endocytosis and exocytosis is TRUE? A) Endocytosis produces a structure called a food vesicle. B) Endocytosis is a form of passive transport, whereas exocytosis is a form of active transport. C) These processes occur in both prokaryotes and eukaryotes. D) Phagocytosis is a type of endocytosis.
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  TRUE/FALSE.  Write 'T' if the statement is true and 'F' if the statement is false.   44) Microbiologists study only single-celled organisms.         45) Christian Gram devised a staining technique that divides all bacteria into two groups.         46) The production of human blood-clotting factor by E. coli is an example of bioremediation.         47).
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  SHORT ANSWER.  Write the word or phrase that best completes each statement or answers the question.   61) A (monocular/binocular/compound) microscope has a single ocular lens.   62) A(n) (acidic/metallic/fluorescent) molecule is one that absorbs invisible radiation and emits visible light.   63) The total magnification using a 10 ocular and a 100 objective.
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Multiple Choice Questions  1. In the Treynor-Black model A. portfolio weights are sensitive to large alpha values which can lead to infeasible long or short positions for many portfolio managers.B. portfolio weights are not sensitive to large alpha values which can lead to infeasible long or short positions for many portfolio managers.C. portfolio weights are sensitive.
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  SHORT ANSWER.  Write the word or phrase that best completes each statement or answers the question.   54) The amateur scientist (Koch/Leeuwenhoek/Pasteur) made his own microscopes and first reported the existence of microbes.     55) A cell that contains a nucleus is called a(n) (prokaryotic/archaeal/eukaryotic) cell.         56) A(n) (photosynthetic/algae/plant) organism makes its own.
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    41) The ________ stain is one in which eosin is used. 4 A) acid-fast B) negative C) electron microscopy D) endospore E) flagellar   42) Tannic acid is a mordant (chemical fixative) used in the ________ stain. 4 A) electron microscopy B) acid-fast C) endospore D) flagellar E) negative   43) Methylene blue can be used to stain DNA because it 4 A) covalently bonds.
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  SHORT ANSWER.  Write the word or phrase that best completes each statement or answers the question. 57) Radioactive iodine is sometimes used to treat thyroid cancer. This is an example of the use of (isotopes/elements/radiation) in medical treatment.     58) The phosphorylation of a protein by ATP is a(n) (exchange/transfer) reaction     59).
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    51. How much does Genny currently have in the safe account; how much in the risky account? A. $1,500, $6,000B. $3,000, $4,500C. $2,000, $5,500D. $4,800, $2,700E. $3,500, $3,500   52. Of the total amount of new funds that will be invested by Genny and by her employer on her behalf, how much will Genny put into the safe account each.
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  TRUE/FALSE.  Write 'T' if the statement is true and 'F' if the statement is false. 51) Chloroplasts use light energy to produce ATP and carbohydrates.   52) Peroxisomes contain enzymes used to digest nutrients that have been brought into the cell through phagocytosis.   53) Bacterial protein synthesis can begin before the reading.
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MULTIPLE CHOICE.  Choose the one alternative that best completes the statement or answers the question. 1) Which of the following is a particle found in the nucleus of an atom and that has no electrical charge?   A) neutron B) isotope C) element D) electron E) proton   2) Matter composed of a single.
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  Short Answer Questions  79. Discuss the relationships between investor objectives, constraints, and policies.          80. Discuss the tax status of the major categories of institutional investors described in the text.              .
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    41. Deferral of capital gains tax I) means that the investor doesn't need to pay taxes until the investment is sold.II) allows the investment to grow at a faster rate.III) means that you might escape the capital gains tax if you live long enough.IV) provides a tax shelter for investors. A. II and.
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    11. Workers who change jobs may wind up with lower pension benefits at retirement than otherwise identical workers who stay with the same employer, even if the employers have defined benefit plans with the same final-pay benefit formula. This is referred to as A. an accumulated benefit obligation.B. an unfunded liability.C. immunization.D. indexation.E. the portability problem.   12. The __________.
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