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1. Personal financial planning has the main goal of: A. Savings and investing for future needs. B. Reducing a person's tax liability. C. Managing money to achieve personal economic satisfaction. D. Spending to achieve financial objectives. E. Savings, spending, and borrowing based on current needs. 2. The first step.
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1. Isabel Allende’s novel The House of Spirits (1982) creates a fictional world that reconstructs the history of                          . A. Chile B. Brazil C. Peru D. Argentina E. Paraguay 2. Frida Kahlo’s self-portrait, The Two Fridas (fig. 21.8), shows the influence of the artistic style. A. Cubism B. Fauvism C. Realism D. Surrealism E. Regionalism 3.                           .
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19. Edgar Degas has been called a “linear Impressionist” because of his precise draftsmanship. 20. Albert Einstein proposed his “Theory of Relativity” in 1905, but it was not until 1919 that mathematical equations central to his theory could be confirmed. 21. The Post-Impressionist artist Paul Gauguin left his wife and five children.
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55. Financial planning does not have specific techniques that will be effective for every individual and household. 56. Analyzing your current financial position is a part of the first stage of the financial planning process. 57. Developing financial goals is the first step in the financial planning process. 58. Risks associated with most.
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11. Mexico’s president Alvaro Obregón initiate_____________ in 1920 to restore Mexico’s indigenous cultural identity. A. an indigenous music movement B. a mural movement C. a literary movement D. an oral history movement E. a series of festivals 12. The meeting held from 1884 to 1885, which resulted in the division of the African continent among Great.
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11. The theme of a large portion of nineteenth-century literature is                          . A. good manners B. our ignorance of things C. patriotism D. survival E. family values 12._______________ wrote Wuthering Heights which is a perfect encapsulation of the Romantic sensibility in the “violence of its scenes and the extravagance of its style.” A. Emily Brontë B. Jane.
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1. Developments in ideas about the structure of the__________, especially in proving that it is divisible, occurred in the late nineteenth and early twentieth centuries. A. microscope B. treatment of animals by humans C. atom D. third dimension E. both A and B 2. Claude Debussy was to nineteenth-century French music what Pierre-Auguste Renoir.
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1. On December 7, 1941                          . A. Nixon resigned B. John F. Kennedy was assassinated C. Apollo 11 landed on the moon D. Japanese forces attacked Pearl Harbor E. none of the above 2.                           introduced the philosophy of Existentialism. A. Thomas Hobbes B. René Descartes C. Søren Kierkegaard D. Jacques Derrida E. John Locke 3. The basis.
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41. To help you cope with taxes, common goals related to tax planning include all the following except: A. Knowing the current tax laws and regulations that affect you B. Maintaining complete and appropriate tax records. C. Making employment and purchase decisions that leave you with the greatest after­tax cash flows.
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55. Taxes are not only considered in financial planning in April. 56. The principal purpose of taxes is to control economic conditions. 57. A province may impose a personal property tax. 58. Real­estate property taxes are significant but not a major source of revenue for local governments. 59. A tax credit is an amount subtracted.
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11.___________ is the focus of the Guerilla Girls. A. The gender inequities in the art scene B. The nudity of female art figures C. The need for more minority representation in art gallery attendance D. The need to make art galleries handicapped accessible E. both A and C 12. The stories of Maxine Hong Kingston’s.
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1. The “Manifesto” was the founding document of                          . A. Cubism B. Futurism C. Fauvism D. Vienna Secession E. German Expressionism 2.                           composed Porgy and Bess. A. George Gershwin B. Scott Joplin C. Aaron Copland D. Louis Armstrong E. Dizzie Gillespie 3. The____________ movement, founded in 1917 in Holland, sought to integrate painting, sculpture, architecture, and industrial design,.
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1.____________ is described as the “poet of the brush.” A. Shen Zhou B. Qiu Ying C. Bei Dao D. Zhu Da E. Cao Xuequin 2._____________ was the most innovative development of the Qing dynasty. A. Poetry B. Prose fiction C. Autobiography D. Essay E. Linked verse  3. The _____________ dynasty was a short, but nevertheless a culturally significant, reign. A. Yuan  B. Ming C..
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1. Opportunity cost refers to: A. current spending habits. B. changing economic conditions that affect a person's cost of living. C. storage facilities to make financial documents easily available. D. trade­offs associated with financial decisions. E. avoiding the use of consumer credit. 2. A home file should be used.
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21. The stories of ____________ explore ideas from Christianity that transcend the confines of Southern Regionalism. A. William Faulkner B. Flannery O’Connor C. Ernest Hemingway D. T.S. Eliot E. Franz Kafka 22____________ viewed Dada as a kind of “anti-art.” . A. Hans Arp B. Tristan Tzara C. Kurt Schwitters  D. Marcel Duchamp E. Sophie Teuber-Arp 23. Igor Stravinsky composed.
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24. Gustave Flaubert wrote Madame Bovary as a comprehensive attack on Romantic sensibility. 25. A leitmotif is a long musical passage popularized by Richard Wagner. 26. Johann Wolfgang von Goethe’s The Sorrows of Young Werther is his contribution to the Sturm und Drang movement that espoused Enlightenment objectivity, rationality, and.
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25. Cubism was a movement that emphasized creating the illusion of reality by representing an object from a single vantage point. 26. Diego Rivera was a Mexican artist who is famous for his small, precisely rendered sculptures. 27. James Joyce use a stream of consciousness technique to get readers into the.
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81. People are commonly overwhelmed by the many influences on personal financial decisions. What are the factors affecting financial planning? 82. How do interest rates influence financial planning? 83. What types of economic conditions are commonly associated with personal financial decisions? .
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11.____________ by Henri Matisse perfectly encapsulates the tenets of Fauvism in its “raw contrasts of pure color in flat planes.” A. Woman with a Hat B. Three Forms C. Object (Le Déjeuner en Fourrure D. Reclining Figure E. The Fountain 12. Nazi’s were proponents of the policy of____________, which they claimed justified the geographic expansion of the “superior”.
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51. Which of the following financial documents would most likely be stored in a safety deposit box? A. Company pension information B. Personal financial statements C. Warranties D. Birth, marriage and death certificates E. Checking account statements 52. Which of the following financial documents would most likely be stored.
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1. In 1868, Japan returned to rule by emperor, inaugurating a period known as the                          . A. Meiji era B. Kamakura period C. Edo period D. Momoyama period E. Muromachi period 2. Woodblock prints were closely associated with A. Beijing opera B. Kabuki theater C. Hsi-wen D. Bunraku puppet theater E. bushido  . 3. Muromachi gardens.
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65. Inflation reduces the buying power of money. 66. Lenders benefit less than borrowers in times of high inflation. 67. When prices are increasing at a rate of 6 percent, the cost of products would double in about 12 years. 68. A decrease in the demand for a product or service may result.
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93. Describe the four budgeting strategies suggested for dual income households. Pooled Income: both incomes are combined, and bills are paid from the pool. This method requires trust and shared goals and values. Sharing the bills: each person is responsible for paying predetermined bills. 94. List and briefly explain the 4 characteristics.
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84. Most Canadians have an adequate savings for emergencies. 85. Under a direct deposit system the bank will make an automatic debit from you bank account and have the funds transferred periodically to an investment account. 86. "Sharing the bills" is a budgeting strategy for two­income households where each partner contributes an.
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11. Georges Seurat employed the____________ technique in Sunday Afternoon on La Grande Jatte (fig. 18.10). A. color field B. tenebrist C. theatrical D. pointillist E. action painting 12.____________ sculpted The Thinker (fig. 18.15). A. Auguste Rodin B. Lorenzo Ghiberti C. Donatello D. Berthe Morisot E. Camille Claudel 13.____________ is known as the “father of abstract art.” A. Claude Monet B. Henri Matisse.
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1. The main purpose of taxes is to A. create jobs B. reduce the chances of inflation. C. generate revenue for funding government programs. D. discourage use of certain goods and services. E. decrease competition from foreign companies. 2. The use of legitimate methods to reduce one's taxes is tax                      .
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11. The painter____________ worked in a style known as “color field painting.” A. Mark Rothko B. William de Kooning C. Roy Lichtenstein D. Jackson Pollock E. Lee Krasner 12. Robert Rauschenberg called work like the Odalisk (fig. 23.13)                          .  A. “action painting” B. “combine painting” C. “meldings” D. “environmental art” E. “pure information” 13._____________ designed “Prairie Houses”.
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11. Which of the following would be excluded from total income to obtain net income? A. contributions to RPPs B. mortgage interest C. child support payments D. foreign income exclusion E. charitable contributions 12. Phillip Marnier had earnings from his salary of $40,000, interest on savings of $700, and a contribution.
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64. Liabilities are cash and items of value that can be easily converted to cash. 65. When one money management decision is selected, something else must be given up. 66. Opportunity costs are not only associated with money management decisions involving long­ term financial security. 67. Financial records that may need to be referred.
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1.                           is the chief practitioner of Poststructuralism. A. Roland Barthes B. Jacques Derrida C. Søren Kierkegaard D. Jean-Paul Sartre E. Simone de Beauvoir 2. Arguably, ___________ has had the greatest impact on the public’s opinion of women in the arts. A. Marisol B. Eleanor Antin C. Betye Saar D. Cindy Sherman E. Judy Chicago 3. The approach to culture called Structuralism was.
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1. Ralph Waldo Emerson called himself a(n)                          . A. Realist B. Renaissance man C. Transcendentalist D. Impressionist E. Neoclassicist 2. The novel_______________ by Robert Louis Stevenson embodies the conflict between the classical mind and the new Romantic mind. A. Walden B. Moby Dick C. Treasure Island D. The Scarlet Letter E. Dr. Jekyll and Mr. Hyde 3. Both Goya’s The.
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20. Sonny Okosun’s blend of African and Western sounds are based on the Ghanaian music known as highlife.  21. The gelede masking tradition comes from the Baule of the Ivory Coast. 22. The Sengalese scholar Leopold Senghor founded the movement called negritude which stressed the cultural achievements and unity of all people.
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