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62. With a mutual fund you can diversify your holdings by buying a mutual fund that owns stock in hundreds of different companies. 63. The major reasons why investors purchase mutual funds are professional management and diversification. 64. Because of professional management, there is no need for the individual investor to evaluate.
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11.               is an important part of the scientific approach that is based on the notion that the origin of all knowledge is from our senses. a. ationalism b. Intuition c. mpiricism d. Authority 12. Whewell believed that               should be designed to systematically produce reliable and valid knowledge about the.
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21. A documentary agreement between spouses before marriage in which one or both parties often waive a right to receive property under the other's will or under state law is called a: A. letter of last instruction. B. codicil. C. prenuptial agreement. D. postnuptial agreement. E. marital.
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45. Many people don't give a single thought to preparing for death. 46. Estate planning is a definite plan for the administration and disposition of one's property during one's lifetime and at one's death. 47. Estate planning is not an essential part of retirement planning. 48. It is always easy to plan for.
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55. Never having been married does not eliminate the need to organize your papers. 56. Under provincial family law, getting married does not usually void a will made prior to the wedding. 57. Canadians are considering pre­planned funeral arrangements are part of their estate planning. 58. Every adult should have a written will. 59..
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21. What is the most critical aspect of the experimental method that allows us to make statements about cause and effect based on experimental data? a. real-life setting b. operationalism c. objectivity d. control 22. As noted in your text, one disadvantage of the experimental approach is the inability to: a. control extraneous variables b. establish cause.
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11. A researcher is interested in the effects of teaching styles on learning. She randomly assigns students to either a lecture-based class taught at 8:00 a.m. or a discussion-based class taught at 2:00 p.m. Her results reveal that students in the discussion-based class performed better than those in the lecture-based.
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82. The family of funds concept makes it convenient for shareholders to switch their investments among funds as different funds offer more potential. 83. In a newspaper quotation, NAV stands for "not accessible value." 84. In a newspaper quotation, the letter "N" means no load. 85. An investment company sponsoring a mutual fund.
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54. The ground rules for retirement planning are fast changing. 55. Your retirement will last only about 15 years. 56. During your retirement, your employer's health insurance plan and provincial health insurance will cover your medical expenses. 57. Saving just a little bit today for your retirement won't help. 58. It is vital to.
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31.                     argued there is no such thing as the method of science. a. Popper b. Kuhn c. Duhem-Quine d. Feyerabend 32. If we have identified a set of specific aims to arrive at knowledge of a specific kind, and methods for achieving those aims along with a set of standards for judging the.
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1. One source of ideas for research is past research. Why would someone do a research project based on research someone else has already done? a. often, the technology has changed so rapidly that older studies are no longer valid b. too many published articles used qualitative research methods when experiments were.
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51. Which of the following could be considered a limitation of qualitative research? a. because it is typically conducted in an artificial laboratory setting the findings may not apply to the real world b. results from qualitative research are overly objective – not allowing for interpretation of individual participants perspectives c. it is.
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21. Dr. Stokley has derived a hypothesis from Skinner’s Theory of Operant Conditioning. Dr. Stokley wants to collect factual information and evidence to test his hypothesis. Which of the following refers to the process he will use? a. Rationalism b. Hypothesis Testing c. Induction d. Normal Science 22. Today many scientists rely on a.
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41. During 2000, Lianne Majoro received income dividends of $850 and capital gain distributions of $540. The tax consequence is that A. both amounts must be included as taxable income. B. only the dividends are taxable. C. only the capital gains are taxable. D. both amounts are tax exempt. E..
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21. A mutual fund that invests in common stocks and bonds with the primary objective of earning tax­advantaged income is called a(n)                         fund. A. balanced B. capital growth C. dividend D. income E. money market 22. A mutual fund that invests almost entirely in common stocks and aims for capital.
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31. At death, it is necessary to                           . A. to file a final (terminal) tax return. B. pay estate taxes in Canada. C. report only the earned income of the deceased up to the date of death. D. report only the partial value of any registered assets. E..
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41. Finding a cure for cancer or Autism are being investigated by science. The assumption of science that these cures are potentially knowable is called a. control b. operationalism c. discoverability d. determinism 42. In order to isolate the cause of a behavior, research psychologists rely primarily on being able to a. get authoritative advice..
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61. Many people mistake "theory" for "guess" or for "unfounded assumption." This is an incorrect portrayal because theories a. are actually integrated summaries of facts and findings from empirical research. b. are widely accepted by many authorities in the relevant field. c. have been derived by a painstaking process of operationalizing. d..
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1. What is the main difference between descriptive and experimental research approaches? a. the former always uses qualitative data while the latter always uses quantitative data b. descriptive research is done by social scientists while natural scientists do        experimental research c. descriptive research involves manipulating variables but experimental research does not d. experimental research.
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65. A formal will creates lower overall taxation. 66. Your executor can be a family member, a friend, an attorney, an accountant, or the trust department of a bank. 67. A guardian is a person or an institution that holds property for the benefit of someone. 68. A trustee is a person who.
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85. A holographic will should be written, dated, and signed entirely in your handwriting. 86. A trustee is a person or an institution that holds property for the benefit of someone else under a trust agreement. 87. A guardian is a person who assumes the responsibilities of providing the children with personal.
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74. Your expenses for leisure activities will probably increase during retirement. 75. The housing needs of people do not change much as they grow older. 76. Staying in their present home is the alternative preferred by most of the persons who are approaching retirement. 77. Federal programs are the major source of public.
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51. Some scientists have criticized the concept of operational definitions as being too strict stating that a single operational definition could not completely define the meaning of a term. What has been proposed to overcome this criticism? a. eliminating operational definitions b. replication c. multiple operationalism d. meta-analysis 52. Which of the following.
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41. Which one of the following expenditures for retirees is likely to increase? A. clothing expenses B. federal income taxes C. medical expenses D. work­related expenses E. provincial income taxes 42. Which one of the following expenditures for retirees is likely to increase? A. clothing expenses B. federal income taxes C..
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92. While mutual fund income dividends are subject to taxation, capital gain distributions are not subject to taxation. 93. Tax information for mutual funds is reported as part of the year­end statement sent out by investment companies. 94. To purchase shares in an open­end fund, you may use four options: regular accounts,.
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31. An increasing number of researchers are conducting experiments over the Internet because of the advantages it affords.  Which of the following is NOT a disadvantage of using the Internet to conduct and experiment? a. the experiment is brought to the participant instead of the participant coming to the experiment b. there.
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84. Unless it is indexed, an annuity provides no protection from inflation. 85. Even if it is a life annuity, payments cannot continue until death. 86. The first step in stretching your retirement income is to make sure you are receiving all the income to which you are entitled. 88. An employee whose.
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11. When preparing to conduct a literature review for your research idea, it is a good idea to do which of the following? a. define your objectives during the search b. familiarize yourself with the campus library c. define your topic area and keywords for your search d. all of the above 12. The internet.
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