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Which of the following is true about mortgage-backed securities? I. They aggregate individual home mortgages into homogeneous pools. from payments made on the p IL The purchaser receives and principal payments received III. The banks that originated the mortgages maintain ownership of them. IV. The banks that originated the mortgages continue to service them. A) II, III, and IV B) I, II, and IV C) II and IV O D) I, II, and IV E) I, II, III, and IV are in essence an insurance contract against the default of one or more borrowers. A) credit default swaps B) aMos C) ETFs D) collateralized debt obligations E) all of the above

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